Shopping for Calgary Auto Insurance? Let’s face it. There are plenty of tips out there that will claim to offer advice on getting lower insurance quotes but instead, you will end up sacrificing more. What you ought to know is that searching for affordable insurance quotes does not mean giving up essential services in the package.
In this guide, we will reveal to you the top 5 tips to help you save money when seeking Calgary Auto Insurance.
Let’s get started.
The average Calgary driver covers 1,600 to 2,000 km in a month. What you ought to know is that insurance companies consider this distance as average use. To be eligible for low mileage discounts as well as affordable Calgary auto insurance, you need to drive less. Not only will you enjoy lower mileage and lower prices on your insurance quotes but your car will get to last longer. Why?
Less driving means minimal wear and tear.
2.Have a great driving record
Are you a great driver or do you have a bad driving record? If you have a bad driving record, then insurance companies will charge you more on your premiums. Why? Your driving record shows that you are reckless and may end up causing more accidents.
If you are a great driver with a great driving record, then you are in luck. Calgary Auto Insurance companies are ready to offer you discounted premiums. As a result, you will get to pay less.
3. Buy a budget car that meets your needs
What type of car do you drive? Do you own a high profile car that is a magnet for thieves or do you own a budget car? If you own an expensive car which is high profile and costs more when it comes to repairs and maintenance, then your insurance premiums will be higher.
If you own a budget car that is affordable to repair and maintain, Calgary Auto Insurance companies will offer you discounted premiums and other goodies as well.
4.Insure with the same company
Do you own a home? Well, you can insure with the same insurance company and you will get to enjoy discounted premiums. When you insure your car(s) and your home with the same insurance company, you will be giving the insurance company more business. As a result, they will offer discounts of up to 5% or even more.
5.Install an anti-theft car device
Have an expensive car and still want to enjoy discounts on your insurance quotes? Why not install an anti-theft car device. If your car is a magnet for thieves, installing an anti-theft car device will not only offer added protection but also it will make it easier for you to trace the car in case it’s stolen.
There you have it, top 5 tips to help you enjoy lower Calgary Auto Insurance quotes and discounts. Remember, when shopping for auto insurance, always compare multiple providers and also raise your deductibles.